Disability pension Essay Example

Disability pension Essay Example Disability pension Essay Disability pension Essay State measures which intend to address needs of 15% of its citizens who have disabilities include the PWD Card (for 20% discounts on medicines, medical services, etc. ) and Disability Pensions from the Government Insurance Service System (GSIS). However, these are largely limited and ineffective because the discounts can only be availed of by non-poor PWDs (who are the only ones who can afford to buy medicine, go to the hospital, or eat in a restaurant in the first place), while GSIS Benefits are only for government employees. Retirement programs rely solely on contributions from employment during the lifetime of a person which is not available to people with disabilities that have not had the opportunity to work because of disability-based discrimination or the lack of work-related disability accommodation. The main poverty-alleviation program of the government is the CCT. Over 90% of the national budget for the Department of Social Welfare is for the CCT. It addresses MDGs on maternal / infant mortality, health and education. It documents (but does not target) disability in Household Assessments which identify the poor. Furthermore, the Philippine CCT does not utilize disability in the Proxy Means Test in determining who the poor are. Thus, the presence of a PWD in a household is given little consideration. Although NHTS-PR identified 305,729 households with members with disabilities, not all of them benefits from the CCT program. In a NCR survey conducted by PIDS in 2008, poverty incidence among households with a person with disability is 40%. This is considerably high compared to the 7. 1% (the lowest among 17 regions) poverty incidence in the general population. The poverty incidence rate is higher in other regions not as developed as the NCR. The mainstream poverty-alleviation programs will always have households with a person with disability as beneficiaries because of the fact that they are poor. Success of these programs is very limited and temporary in the sector. Most of these programs did not consider the additional disability-related expenses (especially for those with extensive disabilities) which are over and above the usual expenditures in a household where no member has a disability. Common disability-related expenses are medicines, assistive devices and maintenance (i. e. wheelchair), medical supplies (i. e. urine bag, catheter), diaper and others. Even if the person with disability has a source of income (job), a big chunk of the earning goes to the disability-related expenses. The table below illustrates this. Person w/o disability Blind Deaf Wheelchair user Wheelchair user with PA Transportation P56-P78 P56-P156 P56-P78 P400 P400 Meals P50 P50 P50 P50 P50 Employment related deductions Cost of specialized support such as PA, Sign Language Interpreter none. Depends P 426. 00 (P53. 25/hour) Depends (sign language interpreter costs P312. 50/hr) None P426. 00 (P53. 25/hr) In cases where a family member has an extensive disability, another person is required to be present. This is usually a parent, a sibling or a child. If they belong to the working age group, it translates to one earning-capacity not utilized and income for the household not realized. This unrealized income plus the additional disability-related expenses compounds the financial and economic situation of a household with a person with disability. A poor household with a person with disability given the same amount of financial assistance as part of the mainstream program (e. g. 4Ps) given to a household with no person with disability will not be able to get out of poverty. Aside from the lack of necessary social support services and poor compliance to existing laws (i. e. Accessibility Law) that will greatly impact the social inclusion of persons with disabilities, the conditions of certain programs will work against the realization of the envisioned goal if the financial situation of affected households is not considered. A program giving strong consideration to this is necessary. The Government has legal, social and economic responsibilities to take care of the people. The bigger picture will show that having a disability does not affect only the person but also the family. Addressing the needs of the sector of persons with disabilities will arrest the cycle of disability and poverty. This will result to a lesser economic burden for the government of the affected sector of the population. Disability pension is supplemental to the mainstream poverty-alleviation programs. This will target the additional disability-related expenses of the individual. This will give purchasing power for products and services that will result to equalization of opportunity and social inclusion of persons with disabilities. Proposed budget: No. of beneficiaries (HH identified by NHTS-PR) Amount of cash grant Frequency Total 305,729 500. 00 12 (months) 1,834,374,000.

Advisor vs. Adviser, Advice vs. Advise

Advisor vs. Adviser, Advice vs. Advise Advisor vs. Adviser, Advice vs. Advise Advisor vs. Adviser, Advice vs. Advise By Michael When you advise someone, you give advice. One is a verb, the other is a noun. And where does advice come from? Good advice is offered by advisers/advisors. The spelling is the only difference between those two words, and usually adviser and advisor mean the same thing. Spelling it with an e is more common, but either spelling is correct. The spellchecker in my computer marks advisor as incorrect. The words advice and advise can be confused. As I just said, one is a verb, the other is a noun. Fortunately, theyre spelled slightly differently and pronounced slightly differently. Advice, spelled with a c, has an s sound. Advise, spelled with an s, has a z sound. When the word is spelled with a c, its advice, a noun a recommendation of what to do. When the word is spelled with an s, its advise, a verb to give a recommendation of what to do. Too bad theyre not both spelled phonetically. It would be nice if we could be talking about advise vs advize. But we cant. There is no such word as advize. Or advicer. These words can be somewhat formal: How would you advise me? is less casual than What do you think I should do? And the word adviser is even more formal, especially with the less common spelling of advisor. Heads of state have advisers to help them make decisions. In the medieval Islamic world, they were called viziers, and theoretically the Ottoman sultan governed only through the Grand Vizier. Of course, heads of state are not the only ones who need advice. Advice can be minor, as in If you want my advice, pick up a crab behind the head, and not always major, as in My advice is to never fight a land war in Asia. But if someone advises you that your shoelace is untied, you wouldnt call them your adviser. Definitions of Advise, Advice and Adviser advice a recommendation, a wise suggestion of what to do. Good advice will help you as long as you listen to it and follow it. advise to give advice, to counsel, to suggest or recommend a proper course of action. adviser/advisor someone who gives advice, counsel, or guidance, often in an official capacity. Right/Wrong Examples of the Use of Advise and Advice Right: I would advise people not to step on bees with their bare feet. (Advise is a verb. Saying I would advise is more deferential than I advise because it does not directly tell someone what they should do.) Wrong: I adviced him to bet on the old gray nag in the second race. (There is no such verb as adviced, and old horses usually dont win races.) Right: My advice is not to step on a bee with your bare feet. (Correct, advice is a noun and can be given away.) Wrong: If you want my advise, dont you step on bees at all. (Advise is not a noun, so you cant give it to someone. Otherwise, good advice.) Right: His advisers cautioned him to wear shoes. (An adviser tries to give helpful recommendations.) Wrong: I hired one of those so-called fashion advicers but they were too fancy for me. (Its adviser not advicer.) Where Did These Words Come From? When I started writing this article, I was sure I knew the origins of these words. I was sure there was an ancient Latin word advisere, from the Latin roots ad to, toward and visere to see. The prefix ad appears in adhere stick to and admire gaze, look at. But maybe I was wrong. First of all, the Latin word for to see is videre, not visere. But I was ready to explain that an adviser helps you see more clearly, and so on. More likely, these words come from the French. The word vis usually meant face, but it also meant opinion. Phrases such as à §o mest vis or il m’est avis que mean In my view or It seems to me that By the late 14th century in England, avis gained the meaning of opinion worth listening to, counsel worth following. But around the 16th century, English scholars must have said, Those French people are spelling it wrong. It must have come from the Latin word advisere and needs a d. Norwegians must have made the same assumption, or else borrowed the English assumption, because the Norwegian word for to advise is advisere. By the way, though an vizier was an adviser, that word has a different origin: the Arabic wazir one who carries [the burdens of government]. We can thank the editors and printers of early modern England for giving different spellings to advise and advice and to other easily-confused noun/verb pairs, using s for verbs and c for nouns. Some of these distinctions have been lost in American English: in practice/practise and license/licence, we use the first spelling for both verbs and nouns. Is There a Difference between Adviser and Advisor? Both spellings mean the same thing, though adviser is more common. But there is a technical difference when talking about financial advisors. First, let me point out that trademark laws inspire new spellings and phrases. You cant trademark a common word. If you mix alcoholic drinks behind a bar, I guess that makes you a bartender, and if youre doing the work of a bartender, the International Bartenders Association wont keep you from calling yourself one, even if youre not a member of their association. But if they invented an uncommon term, such Certified Liquor Technician, they could trademark that title, and allow only their members to use it. For example, in America, the National Association of REALTORS ® has trademarked the word Realtor. Usually such a word would end with er not or, though this spelling was used in Congress as early as 1919, and mocked in Sinclair Lewiss novel Babbit in 1922. But using the less-common spelling, and especially capitalizing it, makes it more proprietary. After all, any licensed people who sell buildings or land, or who help people buy buildings or land, can call themselves real estate agents. In Britain, they are called estate agents. But only members of the National Association of REALTORS ® can call themselves realtors. By all means, dont call yourself a realter that word means to alter again. Wait, that might work in the home remodeling industry. In fact, an expert at home remodeling can become a Certified Graduate Remodelor (CGR) but only after meeting the requirements set by the Remodelors Council. Note the o again. In the United States, the â€Å"Investment Advisers Act of 1940† regulates investment advisers. Note the spelling. So if you advise people about how to keep a budget or to get out of debt, you might want to call yourself an advisor to make it clearer that youre not selling advice about stocks and bonds. If you’re a stock broker youre helping people to buy stocks but not telling them what to buy you might call yourself an â€Å"advisor.† But if youre a Registered Investment Adviser and really do provide investment advice, it doesnt matter how you spell it or what you call it: you would be subject to that 1940 law (if youre working in the United States I havent actually read the law). The Relationship of Advise, Advice, and Adviser You can often turn a verb about doing something into a noun about a person who does it, by adding -er to the end of the verb. For example, the verb to farm is an activity done by a farmer. A farmer farms. He or she practices farming. We can do that with the verb advise by adding er or or, Advising is done by an adviser. Advisers advise. Advisers give advice. It may seem like advice is a noun that has a verb form, but its really the other way around. The verb advise came first, Advice is the result of advising. Thats why there are advisers but not advicers. Like -er, the word endings -or or even -ar can also be used to make a noun that means someone who does something, who practices a verb. A director directs, an editor edits, and an educator educates. A beggar begs, a liar lies, and a burglar burgles (well, he does). Sometimes the original verb has become obscured by time. In classical Latin, a doctor was a teacher, someone who practiced the verb docere, to teach. But these three endings are not always related to verbs. They can also be used for someone associated with something a prisoner lives in a prison, a jeweler works with jewelry, a registrar keeps a registry. Advice vs Advise Quiz For each sentence, select which word should be used: 1. The Secretary of War gave his [advice/advise]: it would not be smart to deploy their full army to one area. advise advice 2. Teachers will [advice/advise] you that doing your homework will improve your grades. advise advice 3. I do not [advice/advise] letting children play in the woods without taking a bath afterwards. advise advice 4. When his [advice/advise] caused his client to lose half his savings, the investment adviser lost his client. advise advice Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:50 Incorrect Pronunciations That You Should Avoid50 Synonyms for "Assistant"The Difference Between "Un-" and "Dis-"

Brooklyn in the 1950's Essay Example | Topics and Well Written Essays - 1500 words

Brooklyn in the 1950's - Essay Example Among these displays, some of the very best include those on 83rd and 84th streets. For the tourists nowadays a 3.5 hours tour shuttle is also offered whose name is â€Å"Tony Muia† This is what Brooklyn looks like at present times but in this article we’ll try to have a look about the outlook of Brooklyn as it was in 1950s. The main reference to the history of Brooklyn is a beautiful book by Colm Toibin named â€Å"Brooklyn†, it is basically a novel based on the life of Brooklyn in 50s. This novel basically depicts a sad life and gives an overview about the pattern of life in Brooklyn at that time. Geographical Location: In 1950s, Brooklyn had the same boundaries as of the Kings County which is now the 2nd most densely populated county of United States after the Manhattan County, if we go far behind in the past then Brooklyn was an independent city until it was included in New York in 1898, but still in 1950s, despite of the merger into New York., Brooklyn maint ained its individuality in culture, art and its architecture and it has harbor different cultures in different areas. Downfall of Brooklyn: In the post war years, Brooklyn was the main supplier of the industrial goods to the whole of the country but by 1950 these industrial supplies began to diminish pertaining to the fact that the major industrial manufacturers started to move to other cities which appeared cheaper to them as well as the Brooklyn port also started to decline as larger ships came into scene which required larger ports having deep harbors which was deficient factor in the port of Brooklyn, at that time, economy was unstable and banks were providing loans for building houses on easy conditions so a large number of white middle class community left their native homes in Brooklyn and moved to other localities which appeared to have more prosperous future for them such as Staten Island and New Jersey. Whole of the Jewish community left their homes in Brooklyn and moved t o other places such as Flatbush, Borough Park, Eastern Parkway and Brighton Beach. Most of the Italians also moved from Brooklyn and what could be regarded as a major blow was the incidence of Brooklyn Dodgers moving to Los Angeles in 1957. This was quite significant as Dodgers symbolized Brooklyn for a very long time so it was a big setback for the residents of Brooklyn and the dodgers wee the unifying factor for the whole diverse ethnic groups residing in the Brooklyn. So everyone in Brooklyn in some way or the other was related to each other through the Dodgers. One such incidence which showed the significance of Dodgers was the defeat of New York Yankees by the Dodgers in 1955 which made their loyal fans felt proud and when this team suddenly became the Los Angeles Dodgers then it was also taken as a sign of the decline of the golden era of Brooklyn. Once all the colors of Brooklyn faded, the manufacturing power of Brooklyn also declined drastically and this can be shown by the fact that the Brooklyn Navy yard was closed in 1966. The Brighter Side: Despite of a large number of people migrating to other areas from Brooklyn, in 1950s there was an influx of a large number of Italians to this area resulting in the predominance of Italians in these neighborhoods and this dominance of Italians still persists in some areas of Brooklyn such as Bensonhurst which is also known as the â€Å"Little Italy† of Brooklyn. In 1950, one major event was the arrival of New York aquarium into the Coney Island. Though the abrupt voting of the Dodgers to join Los Angeles was the significant dilemma for the Brooklyn residents but event after that there were some leaders in Brooklyn like Galamison and Reverend Milton who continued the traditions of the activists to raise their voices against any injustice or

Sexism in workplacements in services sector and how that affects the Essay

Sexism in workplacements in services sector and how that affects the whole organizational structure of a business - Essay Example The broadening of the expression sexism has promoted the denomination of sexism, classism, in addition to even sexism at workplace, together with the well recognized exclusiveness. In spite of their apparent effectiveness, all these provisions have the excellence of descriptions. During the practice of a few they disclose definite self-righteousness, a self-belief that we are better than them. an additional expression that has had a little transmission is heterosexism, distinct as the supposition that heterosexuality along with its institutional structures are the single legitimate moreover communally advantageous understanding, moreover that heterosexual principles have got to overcome, without adaptation. regrettably, within the political practice of sexism non supportive corporations the expression tends to be conflict-ridden turning away from the prospective associates within the civil rights resistance who go on to be heterosexual. It tends to a grouping in search of pluralistic broadmindedness of its principles as well as life habits to come into sight to denigrate those of the mainstream. Contemporary industrial civilization is experie... hat heterosexuality along with its institutional structures are the single legitimate moreover communally advantageous understanding, moreover that heterosexual principles have got to overcome, without adaptation. regrettably, within the political practice of sexism non supportive corporations the expression tends to be conflict-ridden turning away from the prospective associates within the civil rights resistance who go on to be heterosexual. It tends to a grouping in search of pluralistic broadmindedness of its principles as well as life habits to come into sight to denigrate those of the mainstream. Justification: Contemporary industrial civilization is experiencing speedy technical as well as communal alteration, moreover within the route of this changeover it is impracticable to anticipate what the eventual preparations will be. At the same time as the conversation of sexism has time and again been intense as well as metaphorical, attentive onlookers of social course of action have got to stay behind and thus thankful to it for hoisting indispensable questions of human self-esteem as well as influence. It has been practically 40 years ever since it was legitimately banned within the workplace. For that reason on the exterior the whole thing seems to be fine. The females of all ages are excited and are outshining at school as well as university moreover are toward the inside the place of work within numbers equivalent to men. It is now against the law to reimburse a female less than a man, give notice to her when she becomes expectant, or else turn her downhill for encouragement on the founda tion that she is female. The elements and occurrences of Sexism otherwise sexual aggravation is explained as favoritism otherwise obnoxious behavior toward an individual that

A Review of Bathing Beauties Essay Example for Free

A Review of Bathing Beauties Essay Anna Schnur-Fishman presents a compelling argument for teaching healthy body image and self esteem in her article â€Å"Bathing Beauties†. Set in the communal shower of a summer camp, Schnur-Fishman described how she and her friends developed their positive body image. Through group support and open conversations, the girls who showered in the communal shower and learned that beauty was not what they saw on TV or on a billboard. In fact, they learned that no one really looked like those images. And through this communal showering the girls learned to love their bodies and all their imperfections. These experiences and lessons were such that Schnur-Fishman and her friends have carried then throughout their lives. Anna Schnur-Fishman makes several interesting and valid points in favor of the communal showering in the BIK. First she discussed the idea of community support. According to Schnur-Fishman, everyone had to shower together, so no one was judgmental of another’s bodies. In fact, Schnur-Fishman, discussed one conversation where all the girls said out loud one thing they did not like about themselves. As a friend of the author’s stated, she never noticed the flaws the other girls. The realization showed her that if she was not paying attention to others flaws, others were not paying attention to hers. This exercise instilled in them that girls can feel beautiful no matter what they may think is wrong with their bodies. This is a beautiful idea because, as Schnur-Fishman notes, outside American culture often does not provide young girls this type of support. Instead, our culture, more than any other, pushes an unrealistic image of female beauty. Schnur-Fishman continued to discuss the idea of multigenerational exposure. At peak shower times, the age range in the shower could be from 8-25 years old. This allowed for the older girls to really be role models for the younger girls. In today’s culture, young girls look up to actresses and models, these images do nothing but further warp a girl’s sense of self and body image. Following in line with this idea, the author stated that the BIK was â€Å"a reality check†. Again, no one is perfect. The only way for a young girl to learn this is to see that others have flaws and no one really pays them any attention. Schnur-Fishman also stated that she believed the communal shower was a way to â€Å"push back against American culture†. By feeling good about oneself and not being ashamed, a girl has power over what the mainstream culture is trying to teach her. She mentioned that how good they felt should have been criminal. Schnur-Fishman made a valid point here because it often does seem very unacceptable for a female to feel good about herself. Find a group of females and listen to their conversation. Chances are you will hear them complain about how bad they look or how fat they feel. You can almost guarantee that if one of the females said something positive about themselves, she would get the cold shoulder or some negative response from the others (eyes rolling, fake, shallow agreement, talking behind her back when she goes to the bathroom, etc). The last point the author discussed was the joy she felt in the BIK. She stated that it was liberating, being free and remembering what is was like before she cared about her body. It gave her and the other girls the chance to relax and let loose. They did not have to try to up hold any type of image. I think the Schnur-Fishman made some very good points. It is unfortunate that even in today’s culture, were we say we promote healthy living and encourage self esteem, so many girls suffer. The images we show our young girls and the words we say contradict each other, only confusing ours girls into personally insecurities. We tell them to love them selves no matter what they look like. Then we show them that beauty is comes in tall and skinny package, with clear skin. This unrealistic body image is causing more emotional and health related problems among our young girls than sometimes we care to realize. Giving our young girls opportunities to feel good about them self is only the first step to reclaiming their own personal power.

The Godfather: Power :: essays research papers

Power   Ã‚  Ã‚  Ã‚  Ã‚  People have many different dreams, and many different ingredients for happiness. Some people relay on love, others lean towards money, it may be achieved through money, relationships, or even the misfortune of others, but why does power have the persuasion to change a person and what drives them to gain more?   Ã‚  Ã‚  Ã‚  Ã‚  Mario Puzo, the author of â€Å"The Godfather† does an excellent job of showing the many outcomes that power has on people. He writes about Don Corleone, the head of the Corleone family whom has unlimited power and influence throughout the east coast, yet he remains a respected business man and negotiates with his pupils rather than command them. â€Å"Don Corleone was a man to whom everybody came to for help†¦it was not important that you had no means to repay him†¦it was only required that you proclaim your friendship.† He believed in good ties, and solid relationships. He used his power to advance his loved one’s happiness. On the other hand, his rival, Solozzo, uses his power to strong-arm his followers and reign terror upon his foes. He relies on his allies for support and wields that power to pursued others to help him. â€Å"Sonny will come after you with everything he’s got†¦You gotta talk some sense into him, the Tattalgia Family stands behind me with all their people.†Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   What is the deciding factor for one’s outcome as a result of power? Some think it is like a drug that seems to addict people, they constantly crave more. This would explain why people act so selfishly in order to acquire it. But is power a purely greedy emotion? For Don Corleone, it has brought out generosity and charity. He does favors for others, not expecting any in return. As a result of this he has obtained many new life long friends. I believe that the Don was a very giving man before he had his power. When analyzing these two characters you tend to see that Don Corleone has had strong morals throughout his life, morals that he will stick to.

Combined solution of Garlic (Allium sativum) and Lemongrass (Cymbopogon citratus) Essay

The study is entitled Combined solution of Garlic (Allium sativum) and Lemongrass (Cymbopogon citratus). Specifically, it sought to find out how these two solutions (lemongrass and garlic) can effectively kill mosquitoes. It aimed at looking for an organic and safe measure in treating the abundance of mosquito. Ideally, the researcher’s study promotes a tandem between science and creation’s conservation. The materials composing the solution were 40 mL of the combined solution of Lemongrass (Cymbopogon citratus) and Garlic (Allium sativum). The set up was composed of experimental and control group. The experimental group was being sprayed using a specific commercial pesticide. On the other hand, the control group was being sprayed using the organic mosquito killer. Data were collected to gather relevant information. In the light of the findings of the study, it was found out that the solution composing of 40 mL solution of Garlic (Allium sativum) and Lemongrass (Cymbopog on citratus) extract can kill mosquitoes in a short span of time compared with the commercial one. It took only _________before the mosquitoes died. II CHAPTER I Mosquitoes are vector agents that carry disease causing viruses and parasites that lead to life-threatening diseases from one person to person without catching the disease themselves. It prefers people over others. The preferential victim’s sweat simply smells better than others because of the proportions of the carbon dioxide and other compounds that make up the body odor. A large part of the mosquito’s sense of smell is devoted to sniffing out human targets. Mosquitoes are estimated to transmit disease to more than 700 million people annually in Africa, South America, Central America, Mexico, and much of Asia with millions of resulting deaths. At least 2 million people annually die of these diseases. Today, not just our whole country, Philippines, but also the entire world is facing huge problems in relation to the abundance of mosquitoes in the community. In fact, many alternatives and methods such as different kinds of drugs, vaccines, insecticides, nets and repellants are now discovered and created in order to eradicate mosquitoes, prevent diseases, and protect individuals. We opted to make this study to pursue an alternative organic agent of mosquito eradication. The result of this study is to propose an alternative but organic and safe solution in treating the abundance of mosquito in our locality. Moreover, this aimed to significantly help the residents who are greatly affected by these mosquitoes in a way that this study will provide them a new avenue in treating the great number of mosquitoes. 1 This study entitled Garlic (Allium sativum) and Lemongrass (Cymbopogon citratus) as Mosquito Killer is aimed to know the insecticidal effect of Allium sativum and Cymbopogon citratus on mosquitoes in terms of: a. How effective is the Garlic (Alium sativum) and Lemongrass (Cymbopogon citratus)? b. What is the compared time duration of the commercial product and experimental product? The study hypothesized that the combined solution of Garlic (Allium sativum) and Lemongrass (Cymbopogon Citratus) is more likely effective than commercial product on mosquitoes in terms of the number of mosquitoes that will die. The conduct of this study is significant in lessening the number of mosquitoes all over the country. This would extend an alternative solution for everybody spend less amount of money in treating the abundance of mosquitoes here in our locality and therefore cooperation and resourcefulness will primarily be observed by the people. Specifically, this will bring benefits to the following: Government. This would provide the government a new avenue in lessening the number of mosquitoes. The materials that will be used are recycled and organic in which their availability is easily utilized and therefore they will spend less amount of money in  treatment for the abundance of mosquitoes in the society. Residents. This study raises the awareness level of residents in our country. They would be able to foresee the importance of being resourceful of the things in our surroundings . 2 This study focused on the insecticidal effect of Garlic (Allium sativum) andLemongrass (Cymbopogon citratus) on mosquitoes. The materials used were just gathered around the researchers’ household. The investigation utilized 6 mosquitoes that were placed in a transparent container. Mosquito. From the Spanish or Portuguese meaning little fly is a common insect in the family Culicidate (from the Latin culex meaning midge or gnat). Mosquitoes resemble crane flies (family Tupilidae) and chironomid flies (family Chironomidae), with which they are sometimes confused by the casual observer. Organic. Any member of a large class of chemical compounds whose molecules contain carbon. Geraniol. A monoterpenoid and an alco0hol. It is the primary part of rose oil, palmarosa oil, and citronella oil (Java type). It also occurs in small quantities in geranium, lemon, and many other essential oils. Solution. A homogenous mixture composed of two substances. Erradicate. Get rid of something completely. Insecticide. A chemical substance used to kill insects. 3 5 CHAPTER II Allium sativum yields allicin, an antibiotic and antifungal compound (phytoncide). It has been claimed that it can be used as a home remedy to help speed recovery from throat or other minor ailments because of its antibiotic properties. It also contains the sulfur-contaning compounds alliin, ajoene, diallylsulfide, dithiin, S-allylcysteine, and enzymes,  vitamin B, proteins, minerals, saponins, flavonoids, and maillard reaction products which are non-sulfur containing compounds. Furthermore a phytoalexin called allixin was found, inhibiting skin tumor formation. Herein, allixin and/or its analogs may be expected useful compounds for cancer prevention or chemotherapy agents for other diseases. The composition of the bulbs is approximately 84.09% water, 13.38% organic matter, and 1.53% inorganic matter, while the leaves are 87.14% water, 11.27% organic matter, and 1.59% inorganic matter. Fresh C. citratus grass contains approximately 0.4% volatile oil. The oil contains 65% to 85% citral, a mixture of 2 geometric isomers, geraniol and neral. Related compounds geraniol, geranic acid, and nerolic acid have also been identified. More than a dozen of other minor fragrant components were also found. Research has shown geraniol to be an effective plant-based mosquito repellant. Another popular theory is that ingesting garlic can provide protection against mosquitoes. A University of Connecticut study examined this claim with a randomized, double-blinded, placebo-controlled crossover study. The data didn’t provide evidence of significant mosquito repellence. However, subject only consumed garlic once, and the researchers say that more prolonged ingestion may be needed. There are also other natural mosquito repellants that are being researched like the Fennel, Thyme, Clove oil, Celery extract, Neem oil, Vitamin B1. Biopesticide insect repellants (sometimes called â€Å"natural†, â€Å"botanical† or â€Å"plant-based†) has been proven to be as effective as those containing synthetic chemical 4  compounds like DEET. Remember, however, that â€Å"natural† doesn’t always mean safe, so you should use plant-based insect repellants as carefully as any other. With the literature presented above, it can be seen that the study has some bearing capabilities and properties to other work in the sense that it tackles the capacity of some organic materials such garlic juice and lemongrass oil as effective mosquito repellant. C Chapter III Materials: ï‚ · Blender ï‚ · Spray bottle ï‚ · Used Cloth ï‚ · Plastic containers ï‚ · Knife ï‚ · Garlic ï‚ · Lemongrass ï‚ · Grater ï‚ · Measuring cup General Procedure Preparation of the Solution Materials were first gathered before the conduct of the experiment Cymbopogon citratus and Allium sativum were extracted using a used cloth. The extract of each ingredient was stored for two days. Then, both ingredients were measured to the desired amount. The set up was composed of 20 mL Cymbopogon citratus extract and 20 ML Allium sativum extract. Application of the Solution After preparing the experimental set up, the solution was being sprayed on the container with mosquitoes. Each set up was composed of two trials. The time it took before the mosquitoes died was observed and recorded Figure1. Flow of the Methodology Chapter IV This chapter presents the data and observations  obtained from the experimentation. Furthermore, it shows the discussions that support the underlying problems under investigation. Table1. Garlic (Allium sativum) and Lemongrass (Cymbopogon citratus) as Moquito killer The table above shows the comparison of Experimental Setup and Control Setup having the same and equal mass upon applying the solution to the mosquitoes. Table 2. The time it took before the mosquitoes died. Trial Time Experimental Setup Control Setup Average The data above show that the solution composed of 40 mL Cymbopogon citratus extract and 40 mL Allium sativum extract has the capacity to kill mosquitoes with the minimum time of only 2.36 minutes. Chapter V This chapter presents the summary, conclusion and recommendation of the study under investigation. SUMMARY The study focused on making an alternative agent of eradicating great number of mosquitoes. Specifically, it sought to find out the insecticidal effect ofCymbopogon citratus and Allium sativum on mosquitoes. It aimed at looking for an organic and safe measure in treating the abundance of mosquito. Ideally, our study would promote a tandem between science and creation’s conservation. The solution’s composition provided a simple how-to ways help people eradicate great number of mosquitoes in the locality. The materials composing the solution were 40  mL Cymbopogon citratus extract and 40 mL Allium sativumextract. The set up was composed of two trials. The solution was being sprayed on the containers with mosquitoes. Data were collected to gather relevant information. From the experimentation, it was found out that the solution composing of 40 mL Cymbopogon citratus extract and 40 mL Allium Sativum extract is effective mosquito killer. It only took 2.45 minutes before the mosquito died. CONCLUSIONS Arriving at our results and outputs, we came up that Lemongrass (Cymbopogon citratus) and Garlic (Allium sativum) are effective mosquito killer. It only takes at least 2.45 minutes before the effects will be observed. RECOMMENDATIONS From the investigation, the researchers would like to recommend this study to the students who would pursue the Garlic (Allium sativum) and Cymbopogon citratus (Lemongrass) as Mosquito Killer to find other insects in which the solution is applicable and conduct further study on the utilization of the solution.

Countertransference

Countertransference Tina Huley Psychology: Clinical Mental Health Counseling Professor: Dr. Yvonne Patterson Chicago State University Countertransference Countertransference is the therapist’s unconscious emotional responses when a client discusses a therapist’s unresolved issue. The counselor’s thoughts and feelings in reaction to the client can be from the client themselves or events in the counselor’s own life. Counselors should monitor their feelings while working with their clients.Counselors who are aware about their personal issues allow them to manage countertransference. They can feel empathy for their clients and compassion which is helpful in the therapeutic process. Therapists who manages countertransference recognizes their reactions and how it affects the therapy process. A counselor’s unresolved issue is the basis of countertransference. When a client talk about issues related to a therapist’s unresolved issue, the therapist te nds to avoid the issue, according to Rosenberger and Hayes article.They will talk about the issue less in sessions with the client. Counselors dealing with unresolved issues pertaining to anger are more comfortable and anxious with angry clients. Therapists showing avoidance behaviors can cause clients to view them as being incompetent and untrustworthy. I agree with the findings in this article. Therapist avoidance also effects the working alliance, the therapist’s social influence, and the sessions. The article discusses what happens when a client brings up issues that are related to a therapist’s unresolved conflict.Managed countertransference results in improvement in insight, self-awareness, and resolution in therapy. A counselor’s ability to respond with empathy, genuineness, respect, acceptance, and caring influences the process of helping the client to identify their problems. Counselors must be able to pay attention to their clients. They must be able t o set aside their own problems in order to work with client issues. Counselors in need of resolving unresolved conflicts may want to attempt to receive counseling themselves.

Nth

Nth After watching the movie, ‚ ¡Ã‚‚ °Empire of the Sun‚ ¡, I observed that the Character, Jim, had changed through out the story from a child to an adult. It was a big change to the character, because Jim was totally a boy who always relies on his parents, thinking that his parents will solve the problems for him; and now, he learned how to take care of himself and to be independent. And one of the things he learned most was that what the world outside is like, an ugly society that everyone would do anything just to get a potato.He found out the way of life is just what it is, you have to follow the world or you will not be able to survive. The world is a place where unpredictable things will happen, just like Jim, he would never thought of working so hard just for a potato; if he hadn‚ ¡Ã‚‚ ¯t play a joke with the Morse code, he wouldn‚ ¡Ã‚‚ ¯t have gotten in to the war.English: A commercially manufactured paddle for us...

Heres Every College That Offers 100% Financial Aid

Here's Every College That Offers 100% Financial Aid SAT / ACT Prep Online Guides and Tips One of the most important questions you will have to ask yourself during your college selection process is whether or not your top choice school is affordable for your family. Affordability has a huge impact on college decisions. Some students will luck out and be offered a nice scholarship by their school that will make things affordable. Others will win independent scholarships. Usually, though, both of these options for financing your education are based on merit, and there is a lot of competition. But did you know that some schools are committed to making sure all admitted students can afford to attend, regardless of whether they are scholarship recipients? Read on to see a list of colleges that meet full need, or provide for 100% of their students’ demonstrated financial need. What Does Demonstrated Financial Need Mean? Part of the application process is filling out a multitude of forms that colleges use to determine how much your family can reasonably afford to pay. The two most common forms are the FAFSA (short for the Free Application for Federal Student Aid) and the CSS Profile (short for the College Scholarship Service Profile). Other schools may have their own forms that they ask you to fill out. On these forms, you’ll have to state your parents’ income and assets, as well as your own (if you have any), and the number of dependents in your household. The government and colleges then run some calculations to decide what’s reasonable for your family to contribute to the cost of your education. Of course, this plan is not foolproof for getting the money you need for college. First of all, many families feel that the government and colleges do not do a very good job of determining how much they are able to pay. The calculations can be different from school to school, and just because an outside arbiter has decided that your family can â€Å"afford,† say, $15,000 per year, doesn’t mean that in reality they can. Many families feel they are in a difficult situation because their incomes are too high for the larger pools of financial aid but too low to be comfortable giving up such a large chunk of money. Of course, the situation is even worse for those who are planning on sending multiple kids to college. Additionally, just because you demonstrate financial need doesn't mean that you will get financial aid- or at least, as much as you need. Many schools simply cannot afford to give away as much financial aid as their students need. They instead give some money, but not enough to cover the cost. For example, let’s say your school costs $54,000 per year. You've been told that your family can afford to pay $20,000 per year- but in reality, that’s a stretch. That leaves you $34,000 short of full tuition. Your school offers to kick in $15,000. So you are left with a gap of $19,000, plus the $20,000 that you couldn’t really afford in the first place. This is why so many students are left with no option but to take out extensive private student loans, often leaving them riddled with massive debt for years after graduation. 100% Meet Need Schools Fortunately, there are some schools out there that are committed to staying affordable for all of their students. Colleges and universities that pledge to meet 100% of their students’ financial need are a relatively rare breed. There are currently fewer than 75 schools that will meet all of your financial need. The schools on the lists below make sure that you get the money you need (outside of your family’s calculated contribution, of course) through grants, loans, work study, and scholarships. Some have taken this generosity one step further and pledged that they will meet the full financial need of their students without requiring them to take out loans. What Does This Financial Aid Look Like? For the top schools listed below, financial aid will come 100% in the form of grants, scholarships, and work study. Grants and scholarships are financial gifts that do not need to be paid back. Work study means that these schools guarantee you will be given a job that will cover some of your costs. However, some of the schools listed below will also include loans as part of their financial aid packages. When a school considers your FAFSA and your aid package, they also determine your eligibility for federal loan programs. These loans need to be repaid, but if they are granted through your school, they count as part of your â€Å"100% financial aid program.† The most common federal loans that you will hear about being part of your financial aid package are as follows: Subsidized Stafford Loans: the government pays interest while you are in school and during your grace periods Unsubsidized Stafford Loans:you are responsible for the interest that accrues while you are studying Federal PLUS Loans:given to theparents of undergraduate students These loans are usually much better than private student loans because they tend to have lower interest rates, grace periods, convenient repayment plans, and loan forgiveness programs. However, there are limits to the amount that a student can borrow every year through federal loan programs. Therefore, some students will additionally be offered loans through their school. Though the rates on these loans are not usually quite as low-interest as federal loans, they tend to have lower interest rates than other private loans. The other big difference between schools that include loans as part of their 100% need-met financial aid programs and schools that leave a portion of your needs unmet and require you to find your own loans is that you qualify automatically for these loans if they are offered as part of your financial aid package. Receiving the loans is as easy as checking a box on your financial aid statement. What Kinds of Schools Meet 100% of Need? As you are looking over the lists below, you might start to notice a pattern.Most of these schools are well known for being excellent in their fields.It’s usually the top schools that are committed to and able to meet 100% of their students’ financial needs. There are a few reasons for this. The first is that, traditionally, these schools are attended by wealthier students. When many students are paying full price, and some even have family members making financial donations to the school, these schools will have more money to spread around to students who are not as well-off financially. Many of these schools also have larger endowments than the average university, which means there is more money to give to students who need it. Finally, meeting 100% of students’ financial needs has become a selling point for top schools that are competing for top students. Once one school started having this policy, others had to match it to stay competitive and continue being attractive to the best students. The bottom line is that you can attend a top school and have it be affordable. The Best of the Best: 100% Need Met Without Loans, Regardless of Income The following schools have the most generous financial aid packets. They are willing to meet 100% of your demonstrated financial need without making you take out loans, regardless of your family income. To illustrate what this means, let’s imagine two students going through a fictional financial aid process. Student A’s parents make $130,000 per year but have a couple of children currently attending college. After looking at their FAFSA, the schools below decide Student A’s parents can make a contribution of $30,000 per year toward average yearly fees of $50,000.Student A would, therefore, get the remaining $20,000 per year in financial aid through scholarships, grants, and work study. Student B’s parents, on the other hand, make just under $50,000 per year. After looking at their FAFSA, the schools below decide Student B’s family should not have to contribute financially. Student B is awarded the full $50,000 through scholarships, grants, and work study. All information below is taken from US News. Now, let's look at these crà ¨me de la crà ¨me schools: Harvard has one of the best financial aid programs out there. Amherst College Bowdoin College Brown University Colby College Columbia University Davidson College Harvard University Massachusetts Institute of Technology Northwestern University Pomona College Princeton University Stanford University Swarthmore College University of Chicago University of Pennsylvania US Air Force Academy US Naval Academy Vanderbilt University Washington and Lee University West Point Yale University Second Best: 100% of Need Met With No Loans for Some Incomes These schools will meet 100% of your financial need no matter what your family’s income is, but if your income is below a certain level, they will also make sure you don't have to take out any loans. Let’s consider Student A and Student B again to illustrate this. Student A’s parents can contribute $30,000 per year toward the $50,000 cost of tuition and living. To meet the $20,000 of need, Student A is offered $3,500 in Subsidized Stafford Loans and $2,000 in Unsubsidized Loans, while theparents are offered a PLUS Loan of $2,500. Student A is then offered the final $12,000 through a combination of scholarships, grants, and work study. Student B’s parents make less than $50,000. Almost all of the schools listed below require no financial contribution from Student B’s parents. Student B is offered the full $50,000 yearly cost through scholarships, grants, and work study. The following schools are taken from US News. Below are the schools that offer this kind of aid: Dartmouth is one of the schools that offers loan-free aid to some students. Cornell University Aid is loan-free if your parents' total income is less than $60,000 and total assets are less than $100,000. Dartmouth College Aid is loan-free if your parents earn less than $100,000. Your family will not be expected to make any financial contribution. Duke University Aid is loan-free if your parents earn less than $40,000. Your family will not be expected to make any financial contribution. Haverford College Aid is loan-free if your parents earn less than $60,000. Families making more than this threshold can expect small loans ranging from $1,500 to $3,000 a year. Rice University Aid is loan-free if your parents earn less than $130,000. Vassar College Aid is loan-free for students from "low-income families." Washington University in St. Louis Aid is loan-free if your parents earn less than $75,000. Wellesley College Aid is loan-free if your calculated family contribution is less than $7,000 and your parents earn less than $60,000. All other students qualifying for financial aid can expect to have a maximum of $15,200 in loans over four years. Williams College Aid is loan-free if parents earn less than $75,000 with "typical assets." 100% of Need With Loans Though these financial aid packets won’t seem as great compared with the non-loan ones above, the fact that these schools commit to meeting 100% of students’ demonstrated financial need is a rare thing. These schools expect students to take out some loans as part of their financial aid packagesbut will make sure that there are no gaps between what the aid package is worth and the cost of tuition. Let’s go back to our fictional students for a moment. Student A’s parents who earn $130,000 are expected to contribute $30,000 per year toward the $50,000 cost of attendance. Student A is awarded $3,500 in Subsidized Stafford Loans, $2,000 in Unsubsidized Stafford Loans, and a $3,500 loan directly from the school. Student A’s parents are also offered a $7,000 PLUS Loan. Finally, student A gets the opportunity to earn $2,000 per year in work studyand receives a grant for $2,000. By contrast, student B’s parents make less than $50,000 and are not expected to contribute anything up front. Student B is awarded $3,500 in Subsidized Stafford Loans, $2,000 in Unsubsidized Stafford Loans, and a $10,000 loan directly from the school. Student B is also offered $3,500 in work study. Student B’s parents get a PLUS loan of $10,000. The final $21,000 is awarded through grants and scholarships. Schools who offer students 100% needs met (with loans) financial aid include the following: USC is one school that meets 100% of financial need with loans. Barnard CollegeBates College Boston College Bryn Mawr College California Institute of Technology Carleton CollegeCase Western Reserve UniversityClaremont-McKenna College Colgate University College of the Holy Cross Connecticut College Colorado CollegeDenison CollegeEmory University (US only) Franklin Marshall College Georgetown University Grinnell College Hamilton College Harvey Mudd CollegeJohns Hopkins University Kenyon College Lafayette College Macalester College Middlebury College Mount Holyoke CollegeNortheastern University (US only) Oberlin College Occidental College Pitzer College Scripps CollegeSkidmore College Smith College Thomas Aquinas College Trinity College Tufts UniversityUCLA Union College University of North Carolina - Chapel Hill University of Notre Dame University of RichmondUniversity of Rochester (does not include Eastman School of Music) University of Southern CaliforniaUniversity of Virginia Wake Forest University Wesleyan University Final Thoughts: Colleges Offering 100% Aid The biggest thing that you can take away from this list is the knowledge that top colleges in the US are working hard to be affordable to all students. If you decide to apply to one of the schools listed above, you can do so with the confidence that you will neither have to come up with the money to finance it up front nor hunt down your own private student loans. And if you don’t see your top choice on this list, don’t be discouraged. More and more schools are working toward being able to cover 100% of their students’ financial needs. Many of the schools that aren’t there yet still have great financial aid packages. Even better, many of them offer merit-based scholarships that you might be eligible for. Also, keep in mind that you should always be on the lookout for outside, private scholarships to help fund your tuition. What's Next? The government can sometimes help with tuition costs, especially if you're from a low-income family. Check out our article to see whether you are eligible for a Pell Grant. As you consider where to apply to college, you might want to look at our list of cheap out-of-state colleges and the most expensive colleges in the country. Don’t be surprised by the surprise costs of college! Read this article to see what college really costs. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

International Business Law COmparative between Unidroit principles and Essay

International Business Law COmparative between Unidroit principles and Al-Majala - Essay Example Man is weak in nature, where he is dependent on industries, clothing, housing, and food for his survival. In short, he is civilized and cannot live like animals, but rather in need of association and co-operation in order to work with fellow human beings to be able to live well (AL-Majalla 1-17). According to AL-Majalla (1-17), each person has the things which he likes and dislikes, and as a result, laws have been established in order to maintain justice and order which regard to, social relations, marriage and mutual help which is civilization in general. The first distribution Islamic Law in the Al-Majala, there is a sector which deals with domestic relations, second deals with civil obligation and the last deals with punishments. In that regard, this paper aims at comparing Business International Law between Unidroit principles and Islamic Law in the Al-Majala. Islamic business laws principles in the Al-Majala requires that any transactions should be conventional of particular tra nsactions. The effects of contracts should also be given meaning and intention of phrases and words, which means that the subject sale of the contract had a right to redeem and pledge. To add to this, certainty is not proved by doubts, and a basic principle that everything remains as original as possible. For example, things should be left as they were, since time immemorial because there was no injury that existed back then. Additionally, liability freedom is an essential principle, and therefore, if an individual destroys another person’s property, as dispute arise in the name of the amount, the testimonial of the person who caused the destruction is heard, and the responsibility of the proof of any sum lies in the property owner, (AL-Majalla 1-17). AL-Majalla (1-17) also claims that Non-existence is an essential principle that applies to each right that comes up. For instance, partnership case of labor and capital, where a dispute comes up whether there is any profit made or not. Normally, the statement of the individual who has the responsibility of labour supply is heard, and the capital owner must have a proof of profits being made, because the main principle is profit non-existence. However, judgment is given in regard to matter that is approved at that time, unless any other proves are provided. Therefore, if the case is proved at that time, a specific item belongs to a person, then the ownership shall be said to be valid unless proven otherwise, which can invalidate the ownership. The Islamic principle in Al-Majala also requires that if there are any upcoming occurrences, they shall be considered as happenings, which happen at the near present. This means that, if any dispute comes up in regard to the time and causes of the event, then such events are referred to the time which is near to the present, unless proven that it relates to some other period. Words are also literally construed, and no attention is paid to any inferences in facts that are obvious claims. This is because, if the text seems to be clear, then there is no need for interpretation. In fact, in Islamic law, matter which has been contrary proved as analogy, which is legal, are not termed as analogy ways in regard to other matters. This means that legal interpretations do not destroy each other. Difficulties cause facility, and therefore, in case of any hardships there must be considerations. This can well be explained by

Portfolio 2500 words Gymnastics-outdoor activities-Dance Essay

Portfolio 2500 words Gymnastics-outdoor activities-Dance - Essay Example This was a challenge for me, as it took both thought and action. But once I honed in on a plan, I was able to successfully and consistently do a cartwheel. I even had to make the cartwheel more difficult, by incorporating it into a routine and also training on a variety of terrains. Outdoor and Adventurous Activities embodies and expands upon my cartwheel example by using physical activity to promote learning, health, and a positive self-image. There are a variety of other resources that use dance to promote education, like a professional dance team, the American Dance Therapy Association, and the Interdisciplinary Learning Through Dance curriculum. Performing a cartwheel requires a certain level of strength, dexterity, and skill. It is seen as a basic tenant of gymnastics, the foundation for more complicated moves. Given the proper training, I think most people could perform a cartwheel. But receiving proper training is not always easy. The technique involved in performing a cartwhe el is not all obvious, so for a first timer it is often necessary to be under some instruction. Even for people who are able to do a cartwheel, being trained by someone more skilled can improve their form. Of course, not every can have a trainer at all times, so often we must depend on the information we can find ourselves to aid our cause. I wanted to look into a variety of ways to do cartwheels, so I found three different learning methods and tested them out. The first method, found on Cheerleading.about.com, was somewhat vague. The sum of the instructional part is, â€Å"stand in a lunge, knee bent slightly, arms up by your ears†¦reach forward with your right arm, kicking your left leg up†¦ the left hand should follow†¦ as it touches the ground, your right let should be off the ground also.† While there were some additional tips, the article concluded by saying the best way was to go to a gym and get professional help. While it seemed simple enough, I wasnâ €™t able to do a cartwheel with this resource’s instructions alone. This article lacked depth, and seemed more of a definition of a cartwheel than an explanation of how to do one. The next article I found on the subject, on the Robbins Sports Blog, was much more helpful. Rather than just explain doing a cartwheel as the limb movements, this article touched on the subtleties that make a cartwheel work. It establishes the lead foot and starting positioning, then tells you to â€Å"put your weight on your back foot and point your toes on your lead food. Rock back on your back leg; then lunge forward into your front foot. Your front leg will bend, but your body should form a straight line with your back leg, body, and arms.† I found this to be a much more descriptive instructional segment for the beginning of the cartwheel. The article then explains the continuation of process, including bringing your arms to the ground, turning your body, placing your hands on the gro und, and then pushing with your back leg to bring your body airborne. It even adds that a clean cartwheel should end with the body in the mirror image of the starting position. Even with the main description of the cartwheel explained, from starting position to what you should end up like, the article included additional tips. It suggested drawing a line on the ground to ensure you move in a straight line. It also added â€Å"your arms and legs should be completely extended.† One piece of additional advice I found especially